×
855-515-4101

3 Biggest Insurance Company Tricks to Watch Out For After Property Damage

3 Biggest Insurance Company Tricks to Watch Out For After Property Damage

After Hurricane Ian in 2022, property owners in Florida were devasted by property damage. Roof leaks, flooded properties, missing shingles, and water damage caused calls to property insurance companies to surge. In fact, the wait time for insurance adjusters (not to be confused with public adjusters) are up to 4 weeks. Are you willing to wait 4 weeks while your roof is leaking in order for your insurance adjuster to come out and inspect your damage? Insurance company tricks are abundant, but that doesn’t stop you from needing a fair settlement.

Your large Loss Adjuster, in a nutshell, holds the insurance company accountable. That’s our job. If you feel that your insurance company isn’t returning your calls or that your insurance company isn’t returning your phone calls, make your next phone call to You Large Loss Adjuster.

What are some insurance company tricks to watch out for after experiencing property damage? In Florida, here are some of the biggest tricks that you can read about.

#1 Insurance Company Tricks: Property Damage Is Less Than Your Deductible

When an insurance company tells you that your property damage came to less than the cost of your deductible, you need a second opinion. Just like anything else like a doctor who diagnoses a serious illness, getting an opinion from a second doctor will let you know what steps you should take next. Property damage is the same scenario.

When your insurance adjuster, a property damage adjuster who is sent by your insurance company to check your damage and give you a property damage estimate for repairs, tells you how much repairs should cost you, your next step should be to call Your Large Loss Adjuster. Your Large Loss Adjuster is the best local public adjuster in Florida. For all cities in Florida, Your Large Loss Adjuster has local, friendly, knowledgeable adjusters who are ready and willing to give you an estimate that the maximum, obtainable amount for your damages.

Property damage is the same scenario. When your insurance adjuster, a property damage adjuster who is sent by your insurance company to check your damage and give you a property damage estimate for repairs, tells you how much repairs should cost you, your next step should be to call Your Large Loss Adjuster. Your Large Loss Adjuster is the best local public adjuster in Florida. For all cities in Florida, Your Large Loss Adjuster has local, friendly, knowledgeable adjusters who are ready and willing to give you an estimate that the maximum, obtainable amount for your damages.

Calling an adjuster is simple. Press the button below to be taken to a simple contact page. Fill it out from your smartphone and an adjuster will contact you within a few minutes.

#2 Insurance Company Tricks: Property Damage Is Not Covered

Many insurance companies will attempt to tell you that your property damage isn’t covered by your policy. In many cases, you are actually covered but how the coverage in the policy is phrased can be interpreted in a way that excludes you from gaining coverage. One of the ways to combat this is by presenting proof of your damage and negotiating the terms of your claim with your insurance company.

Many property owners fall through the cracks with their insurance companies and do not get coverage for major damage either because they don’t know that they can argue their policy terms and coverage with their insurance policyholders or because they simply do not have the time. It can be stressful to negotiate and argue with your policyholder and many property owners don’t want to sit on hold for hours. That’s where Your Large Loss Adjuster comes in. With Your Large Loss Adjuster, you have a team of experienced public adjusters on your side.

This means that you’re going to get the highest possible settlement offer from your insurance company. This settlement will be a fair representation of your property damage repair costs in order to restore your property to how it was prior to your property damage.

#3 Insurance Company Tricks: The Lowball Initial Offer

When you receive your initial claims offer, it’s typically much lower than you’d hope. Your insurance company is attempting to pay the least amount in order to save as much money as possible.How can you get more money from your insurance company? One good way is to hire a public adjuster like Your Large Loss Adjuster.

Your Large Loss Adjuster gives you a free inspection. We maximize your claim by issuing an estimate to your insurance company that represents the true cost of restoration. Meaning that the same quality of the paint will be used to repaint a room with water damage to the walls. This is an honest representation of your repairs. You need someone on your side, and that’s where Your Large Loss Adjuster comes in.

It’s not too late to hire an adjuster. We’re waiting to file your claim now so that you can get your settlement fast. Be sure to read here about how to avoid some of the scams that are targeting property owners after Hurricane Irma.

Your Large Loss Adjuster can help

Your Large Loss Adjuster is your Fort Myers public adjuster, your Key West public adjuster, your Tampa public adjuster, your Jacksonville public adjuster, your Orlando public adjuster, and your Miami public adjuster. For the Best Florida public adjuster, contact us. That means we work for you, not your insurance company. It’s not too late to hire an adjuster for your property damage. Call us today. We cover all of Florida.

If you find yourself wondering, “What exactly does my policy cover?” Call us. Is your insurance policy taking a long time? Is your settlement too low? Have you filed your claim with your property owner’s insurance but still haven’t heard back from your insurance company? It’s not too late to hire an adjuster for your property damage. Let us make your claim for you.

A claims adjuster in every part of Florida is what you need to ensure that wherever you live, you’ve got a team that has your back. Your Large Loss Adjuster takes the headache of waiting on hold with your insurance company off your shoulders. From Marco Island to the tip of Jacksonville, from Marathon Key to Tallahassee, we’re all over the place in the state of Florida. It’s not too late to hire an adjuster. How can we earn your business?

Settlement too low? Call (954) 280-2536. Remember, it’s not too late to hire an adjuster for your property damage.

Related: What is Alternative Dispute Resolution (ADR)?

Leave a Reply

Your email address will not be published. Required fields are marked *