insurance claim Archives - Your Large Loss Adjuster

3 Tips On How I Can Get My Property Claim Approved Faster

Posted on March 13, 2023March 13, 2023 by YLLA@admin

Dealing with insurance companies can be a frustrating and overwhelming process, especially when you need to file a property claim. Waiting on hold for hours, dealing with automated phone systems, and not receiving timely responses can leave you feeling helpless and discouraged.

However, effective communication with your insurance company is crucial to get your property claim approved faster. In this blog post, we’ll share the top three methods to help you communicate with your insurance company and receive the customer service you deserve.

Have the right contact information if you want your claim approved faster

Experiencing property damage is undoubtedly a stressful and challenging situation for anyone. Whether it’s caused by natural disasters such as hurricanes or fires, or by human-made incidents like break-ins, the aftermath of property damage can be overwhelming. One of the most critical aspects of recovering from such an event is filing a claim with your insurance company to cover the damages. However, navigating the claims process can be daunting, especially if you don’t have the correct contact information for your insurance company.

Having the right contact information can make all the difference when it comes to filing a property damage claim. By knowing how to reach your insurance company, you can file your claim promptly, and the process can start as soon as possible. This can significantly increase the likelihood of getting your property claim approved faster and settling it quickly.

Unfortunately, many property owners do not have their insurance company’s contact information readily available, which can lead to added stress and frustration. If you find yourself searching through old paperwork or scouring the internet for the right phone number or email address, it can delay the claims process significantly.

To ensure that you have the correct contact information for your insurance company, you should review your insurance policy thoroughly. Make sure you know the name of your insurance company, the policy number, and the contact information for the customer service department. It’s also worth familiarizing yourself with any online portals or apps offered by your insurance company, as these can be a convenient way to access your policy information and file a claim.

In addition to having the correct contact information, keeping a copy of your insurance policy in a safe place can be incredibly beneficial. Whether it’s in a fireproof safe or a digital document storage app, having access to this information at your fingertips can provide peace of mind and help you stay prepared in case of a disaster.

Be specific about what your needs are to your insurance company

Dealing with an insurance claim can be a stressful and overwhelming experience. It’s frustrating to deal with a situation that you didn’t plan for, especially when it involves the damage of your property. However, there are ways to make the process much smoother and more efficient. In this blog, we will explore the importance of being prepared with your policy information and being specific about your needs when communicating with your insurance company to help get your property claim approved faster.

One of the most crucial steps in maximizing your insurance claim is to have all of your policy information readily available. This includes details about the coverage and any relevant documents, such as receipts or estimates. Having this information on hand will help to streamline the claim process and ensure that nothing gets overlooked. Being organized and having your documents in order will make the process go much faster and smoother.

In addition to being prepared with your policy information, it is crucial to be specific about your needs when communicating with your insurance company. This means clearly stating what you require from the insurance company and what actions you need them to take. By being specific, you can avoid confusion and ensure that your insurance company fully understands your situation and what you need. When you provide clear instructions, you can save time and ensure that your claim is processed more efficiently.

For instance, if you have a property owner’s policy that covers damage from a storm, it is essential to provide all the relevant details of the storm, such as the date, time, type of damage, and any estimates for repairs. This will not only help the insurance company process your claim more efficiently, but it will also increase the chances of your claim being approved. The more information you provide, the better chance you have of getting your claim approved faster.

Being prepared with your policy information and specific about your needs is essential when dealing with an insurance claim. By following these steps, you can make the process much smoother, faster, and less stressful. Don’t let an insurance claim become a source of stress and frustration – be proactive, prepared, and specific to get the help you need. With these tips, you can help get your property claim approved faster, and get back to your normal life sooner.

Hire a public adjuster if you want your claim to be approved faster

Dealing with property damage is a stressful experience that can be compounded by the challenges of filing an insurance claim. The process can be time-consuming, confusing, and frustrating, and can leave property owners feeling overwhelmed and helpless. Fortunately, hiring a public adjuster can help alleviate some of these burdens and increase the chances of getting your property claim approved faster.

Here are some of the ways that a public adjuster can help you get your property claim approved faster:
Expertise in the Claims Process: A public adjuster is a knowledgeable and experienced professional who understands the nuances of the claims process. They know how to navigate the system and can help you to avoid common mistakes that could delay or even deny your claim.

Maximizing Your Compensation

A public adjuster has the expertise to ensure that you receive the maximum amount of compensation possible for your damages. They know how to accurately assess the value of your losses and can present your claim in a way that persuades the insurance company to approve your claim faster.

Avoiding Common Mistakes

Property owners often make mistakes that can delay or jeopardize their claim. A public adjuster can help you avoid these mistakes by ensuring that your claim is properly documented and presented in a way that meets the insurance company’s requirements.

Negotiating with the Insurance Company

A public adjuster is skilled in negotiating with insurance companies and can help you to achieve a fair settlement. They know how to advocate for your rights as a policyholder and can help you to navigate any disputes or conflicts that may arise during the claims process.

Saving Time and Stress

Filing an insurance claim can be a daunting and time-consuming task that requires a lot of attention and effort. A public adjuster can help ease the burden by handling all the details for you, allowing you to focus on other important matters while they work to get your claim approved faster.

Get your property damage claim approved faster with Your Large Loss Adjuster

Dealing with property damage can be overwhelming, especially when it comes to filing an insurance claim and navigating the reimbursement process. But what if you had a trusted ally who could guide you through the claims process and help you get the compensation you deserve for your property damage? That’s where Your Large Loss Adjuster comes in.

Your Large Loss Adjuster is a team of experienced public adjusters dedicated to helping property owners like you get their property claims approved faster. We understand that restoring your property to its pre-damage state is essential, and we’re committed to making sure your claim is handled efficiently and effectively.

Our team thoroughly documents all damages and negotiates with your insurance company to ensure that you receive the maximum settlement possible. We have the expertise and knowledge to identify even the smallest details that could increase your settlement and make sure that you’re not taken advantage of by the insurance company.

By trusting Your Large Loss Adjuster, you’re taking control of the outcome of your claim. You don’t have to let the insurance company dictate what you deserve. We’ll assist you every step of the way to help you get the most out of your insurance claim.

Don’t wait any longer to get started. Schedule a free consultation with Your Large Loss Adjuster today and learn more about how we can help you navigate the claims process and get your property back to normal. With our expertise and guidance, you’ll have the peace of mind of knowing that your property claim will be approved faster, and you’ll get the compensation you deserve.

Tired of Waiting? 3 Tips to Get Your Claim Approved Faster!

Posted on February 14, 2023February 14, 2023 by YLLA@admin

Dealing with insurance companies can be a headache for property owners. Whether it’s filing a claim, seeking answers, or updating policy info, getting in touch with a live representative can feel like an uphill battle. But don’t give up hope. In this blog, we reveal the top 3 methods for successful insurance company communication. From determining optimal call times to locating accurate contact details, we’ve got you covered and can help get your claim approved faster. Read on to optimize your insurance coverage and receive the customer service you deserve.

Tip #1 – Have the Correct Contact Information

Experiencing property damage is a tough time for anyone. Hurricanes, fires, and break-ins can be overwhelming and stressful, and the last thing you want to deal with is navigating the claims process with your insurance company. But, to make the process as smooth as possible, having the right contact information is key.

Unfortunately, many property owners don’t have the contact information for their insurance company readily available. This can lead to frustration and added stress as they search through old paperwork or go online searching for the right phone number or email address.

Having the correct contact information can make a significant difference in the aftermath of an incident. When you know how to reach your insurance company, you can file a claim and start the process as soon as possible, which can help speed up the settlement of your claim.

To ensure that you have the right contact information, take the time to review your insurance policy. Make sure you know the name of your insurance company, the policy number, and the contact information for the customer service department. Familiarize yourself with any online portals or apps offered by your insurance company, as these can be a convenient way to access your policy information and file a claim.

It’s also a good idea to keep a copy of your insurance policy in a safe place. Whether it’s a fireproof safe or a digital document storage app, having this information at your fingertips can provide peace of mind and help you stay prepared in the event of a disaster.

Tip #2 – Be Prepare: Be Specific About Your Needs

Dealing with an insurance claim can be a stressful and overwhelming experience. However, with the right preparation and approach, the process can be much smoother and more efficient. In this blog, we will explore the importance of being prepared with your policy information and being specific about your needs when communicating with your insurance company.

One of the most important steps in maximizing your insurance claim is to have all of your policy information readily available. This includes details about the coverage and any relevant documents, such as receipts or estimates. Having this information on hand will help to streamline the claim process and ensure that nothing gets overlooked.

Keep a Call Log

Dealing with insurance claims can be a complex and frustrating process. There are many steps involved, and keeping track of every interaction with the insurance company is critical to ensure that everything runs smoothly. That’s why we recommend keeping a log of every phone call you make to the insurance company.

A call log can help you keep a record of the person’s name, phone number, and the date and time of each interaction. This information is essential if you need to follow up with the insurance company later. By having the phone number on hand, you can quickly reach out to the person you spoke with, and by referring to your notes, you can remind them of the conversation and any important details discussed.

Creating a log is easy, and you don’t need anything fancy to get started. You can use a simple notebook or spreadsheet to keep track of your interactions. To get started, simply write down the following information for each phone call:

Person’s name

Phone number

Date of the call

Time of the call

Notes on the conversation (what was discussed, any important details, etc.)

Keeping a log of your interactions with the insurance company is a simple yet effective way to ensure that you have all the information you need to follow up on your claim’s progress. By having this information at your fingertips, you can streamline the process and minimize frustration.

Tip #3 – Hire a Public Adjuster

Dealing with property damage can be a difficult and challenging experience. The physical damage to your property can be coupled with financial stress, making the situation even more complicated. In this situation, it’s important to take the necessary steps to ensure that you receive the compensation you deserve from your insurance company. This is where the services of a public adjuster come in.

A public adjuster is a professional who works on behalf of the policyholder to ensure they receive a fair settlement from their insurance company. With their knowledge and expertise in the complex claims process, a public adjuster can help you get the compensation you deserve for your damages.

Here are some of the key reasons why hiring a public adjuster is a smart move for property owners:

Expertise in the Claims Process: A public adjuster is a professional who specializes in insurance claims and has a thorough understanding of the claims process. They can help guide you through the process and ensure that your claim is handled correctly and efficiently.

Maximizing Your Compensation: A public adjuster can help you to get the most out of your insurance policy. They know how to properly document and present your claim to the insurance company, ensuring that you receive the maximum amount of compensation possible.

Avoiding Common Mistakes: A public adjuster can help you to avoid common mistakes that property owners often make when filing insurance claims. For example, they can help you to avoid undervaluing your damages, which can sometimes result in a lower settlement.

Negotiating with the Insurance Company: A public adjuster can help you to negotiate with your insurance company. They are experienced in dealing with insurance companies and know how to advocate for your rights as a policyholder.

Saving Time and Stress: Filing an insurance claim can be a time-consuming and stressful process. However, a public adjuster can handle all the details for you, allowing you to focus on other important matters.

Hiring a public adjuster is a smart move for property owners dealing with property damage. With their expertise and experience, they can help you to receive a fair settlement from your insurance company, saving you time and stress in the process.

Get help from Your Large Loss Adjuster on your insurance claim

Facing property damage from a natural disaster or any other cause can be a stressful and confusing experience. The process of filing an insurance claim and getting reimbursement can seem daunting, but there’s a solution. Enter Your Large Loss Adjuster, your trusted ally in the claims process.

Your Large Loss Adjuster is a team of seasoned public adjusters, dedicated to helping property owners like you get the compensation you deserve for your property damage. We understand the importance of restoring your property to its pre-damage state, and we’ll be with you every step of the way to make sure your claim is handled efficiently and effectively.

We thoroughly document all damages and use that information to negotiate with your insurance company, ensuring that you receive the maximum settlement possible. Our team has the knowledge and expertise to make sure no detail is missed, and that you’re not taken advantage of by the insurance company.

Don’t let the insurance company dictate the outcome of your claim. Trust Your Large Loss Adjuster to help you get the compensation you deserve. Schedule a free consultation with us today and learn more about how we can assist you in navigating the claims process and getting your property back to normal. Don’t wait any longer, take action now and contact Your Large Loss Adjuster to help you get the most out of your insurance claim.

What Is a Business Interruption Claim?

Posted on February 9, 2023February 8, 2023 by YLLA@admin

There is a lot more that goes into creating a successful business than most people think. Everything that goes on behind the scenes of business creation forms the key elements that make sure that business is a success. But these key elements are a major part of making sure nothing interrupts that success. Businesses are just as vulnerable to accidental disasters as everyone else, which is why it is beneficial for business owners to have knowledge of a business interruption claim in their back pocket.

Also like everyone else, businesses can protect themselves by having a protection plan via insurance – something that allows them to make a business interruption claim in the first place. By having an adequate insurance company with policies that protect your business in the event of a major accident, you are ensuring your business is set to continue being a major success post-accident.

Business interruption insurance is set to protect any commercial property damages that could happen to your business. It is then that the business owner should look into filing a business interruption claim.

There are typically 3 types of Business Interruption Insurance Policies:

Business interruption is designed to reimburse the income lost during the time of repairing or restoring the physical damage.

Extended business interruption is designed to reimburse for only a limited amount of time, specifically for the income that is lost after the property is repaired but before the income returns to its pre-loss level.

Contingent business interruption is designed to provide coverage for the income that was lost due to physical damage, not to its property, but to the property of providers or suppliers.

Essentially, business interruption insurance is put in place to compensate you for your loss of income due to a disaster. It covers your revenue based off of your past financial records. Some policies even cover operating expenses such as electricity.

When a business has to close down completely for repairs, it can easily lose to its competitors, which would be an even bigger setback than the one it’s already facing.

Business Interruption Insurance maintains your level of revenue so that you can also maintain your client base so your business can stay at its successful state.

Business Interruption coverage comes in many forms and is best designed by the agent/broker for a particular business’s needs. But after a disaster happens, what do you do? You file a business interruption claim.

But how do you go about filing a business interruption claim? How much money will you get and when? There are so many questions that come with filing an insurance claim. Luckily, there are public adjusters who are there to lead you through this complicated process.

What Is a Public Adjuster and How Can They Help File Your Claim?

A public adjuster is an insurance professional whose job is to work on behalf of the policyholder and to assist them in settling their claim. In the event that you are forced to file a claim, it can be extremely helpful to hire a public adjuster to assist you through the entire claim process.

A public adjuster is an agent that advocates solely on behalf of the insured and handles the negotiations and filings with the insurance company directly.

Though it is not required to hire a public adjuster, it will most certainly make your life easier in the end. So many things can go awry if you attempt to navigate the claims process on your own.

Public adjusters are trained and experienced professionals that can take much of the unknown out of the equation when filing a claim. It is what they do every day, instead of an average policyholder trying to submit a large claim on their own.

Typically, public adjusters work for a percentage of the final claim settlement on their client’s policy. The larger the claim, the more the public adjuster will make. These fees can vary depending on whom you choose to represent you, so it’s important to do your homework before selecting an agent.

Five Big Issues Business Owners Face Without a Public Adjuster

1. Dealing with Time-Consuming Paperwork and Phone Calls

In most cases, people filing a claim under their business interruption insurance policy have experienced some kind of damage to or significant loss of property. Fires, floods and other catastrophes can also put business owners into financially devastating circumstances. When any of these events occur, the last thing people should be worried about is filling out document after document.

Public adjusters are able to take this burden off of the insured so they are able to focus on the important things, like rebuilding and keeping up with the business. Without a public adjuster, policyholders may find themselves spending hours of their time with the insurance company trying to fulfill the required documentation and inquiries regarding their property value.

2. Giving the Insurance Company the Upper Hand

Public adjusters are there to alleviate stress off of the business owner so they can relax and work on rebuilding. If a business owner chooses not to hire a public adjuster, they are putting themselves in a position that leaves them vulnerable during the claims process. It’s very similar to an individual choosing to represent him or herself in a court case instead of hiring an attorney.

Without having an educated professional like a public adjuster, it’s difficult to predict the best outcome for the insured. If someone chooses not to have a public adjuster represent them, they are essentially giving the insurance company the upper hand in the negotiations of the claim. Undoubtedly, the insurance company has experts in the industry on board, so without representation, the insured has a higher possibility of not getting everything their policy covers.

3. Missing Out on The Largest Possible Settlement

No one wants to leave money on the table, especially when it comes to a valued property like a business. Unfortunately, because the claims process is so complicated, many business owners lose out on money they could have recovered simply because they didn’t know the reimbursement for a particular item was an option.

People that are represented by a public adjuster have the peace of mind that a professional in the field is scouring their policy to include every possible value to help recover losses. Without having a public adjuster, the business owner is losing that peace of mind, as they are left to interpret their policy coverage alone and could miss out on getting their full settlement.

In addition to the complicated language included in insurance policies, it is natural to overlook items in the midst of a disaster as your mind is elsewhere. As a business owner, when disaster strikes, your mind is everywhere other than reading documents or filling out paperwork.

Without a public adjuster, business owners are alone to advocate for themselves and their property value, which could ultimately end up setting them back even further.

Public Adjusters perform extensive research on the property itself and its contents to make sure that no stone is left unturned. Unfortunately, policyholders that do not have a public adjuster miss out on potential recouped damages that they overlook when documenting their claim.

Everyone knows contracts can often be confusing to anyone who doesn’t practice law, and insurance policies are certainly no exception. Most policies contain numerous clauses with unfamiliar terminology that is misunderstood by the insured party. When it comes time to file a claim, each word included in the policy could make a difference to the policyholder and the outcome of the settlement.

If someone is not familiar with certain clauses in the policy, they may very well overlook a chance to include certain items for recovery. The last thing a business owner wants to do is lose out on damages. With a public adjuster, they have someone who knows the terminology inside and out and has experience in negotiating claims, so they are more likely to receive a larger settlement.

Even though the insured pays a fee to the public adjuster, it will be worth the difference. In some situations, it is more beneficial to just pay the public adjuster fees and end up with more recovered in damages.

4. Drawing Out the Length of Time Needed to Settle

Filing claims without a public adjuster may also draw out the length of time it takes to settle the claim and close the matter. Processing claims can be tedious, and sometimes require multiple submissions to the insurance company. The back and forth simply to establish the proper total cost of damages could take months, weeks or even years to finalize on your own.

The insurance company may reject certain submissions if they are incorrect or incomplete. Each time this happens the finish line to settlement is extended even more. As a business owner, you may not have that time to give. When dealing with a loss of property, people are typically frantic to find a new temporary place to work, replacing belongings and recovering from the incident.

This doesn’t leave the time required to effectively and efficiently handle a claim alone, which leads to missed opportunities or mistakes. If someone chooses to hire a public adjuster, they can step in and help expedite the claims process.

5. Experiencing a Loss of Recovered Damages

It is not uncommon with business interruption insurance claims to have additional damages surface after the fact. In these cases, it can be incredibly challenging to reopen a claim with the insurance company. Many people wouldn’t know where to start to begin negotiations again.

With a public adjuster on their side, business owners have an industry expert working diligently for them to ensure they are recovering all possible losses, including those they may surface post-settlement.

Without a public adjuster, most people just assume that there is not an opportunity for a larger settlement. After experiencing a disaster at home, finances can be a very touchy topic for people. Knowing that something was missed in a claim could be devastating but fighting to reopen a claim may be too much of a burden for the insured to take on.

The process of reopening a claim can be just as frustrating as filing the initial claim.

In some cases, it may be more difficult to get the insurance company to negotiate after the fact.

The insurance industry is there to make money, and once a claim is fully processed, they may push back more to reopen for additional negotiations. Without a public adjuster, business owners are left to respond and negotiate on their own.

Though people pay their policies for the sole purpose of coverage in these situations, the insurance company will still only try to pay out what they absolutely have to. If they can, they will push back so they don’t have to spend additional labor hours negotiating a claim, or additional funds to pay out in more damages. After all, insurance companies are there to make money.

No matter what the situation is, it’s never easy to be faced with a loss or damage to your business, and it’s definitely not something you have to go through alone.

Why Should I Use a Public Adjuster?

Public adjusters are there to serve and assist people during these times, and can absolutely ease the process from start to finish. Though it is possible to navigate the claims process without one, so many things can go wrong without a public adjuster.

Public Adjusters are important to the public when both residents and business owners are faced with damage. Allowing them to make the already challenging time a little easier on you is the best route to take.

It is never easy to have to go through a tragedy. Why make things even harder on yourself without a business interruption insurance? It would provide comfort to you; knowing you would be alright if something were to happen to the business you worked so hard to build.

Although the terms of business interruption insurance coverages vary from one policy to the next, most have similar sets of moving parts. Which all include the same common goal of the business interruption claim, making your restoration easier and less painful—both mentally, and financially.

So, having a policy that ensures covers you and having a person to walk you through the process will help you know that, despite the temporary tragedy, you will be able to return back to your business as successful as ever.

If your property has been damaged in a storm or another disaster, reach out to Your Large Loss Adjuster. Not only do we do free damage inspections and estimates, but we get you the biggest possible settlement from your insurance company!

How Do I File A Property Insurance Claim?

Posted on February 3, 2023February 3, 2023 by YLLA@admin

Every year, around one in every twenty property owners, file a property damage claim. Damages range from fire due to incidents in the kitchen to roofs dealing with hurricane damage and issues from cast iron pipe leaks in older properties. Property damage is a normal part of owning a property, and so is filing a claim with your insurance company.

However, most people don’t know where to start when filing a claim with their insurance company, and that’s where a public adjuster comes in!

Let’s talk about the ins and outs of filing a property insurance claim for property damage and how having a public adjuster on your side can save you time and help you get the largest possible settlement on your claim.

The steps for filing a claim if you’re doing it on your own:

1. Locate the phone number of your insurance company’s claim department. This can be found on the declarations page of your policy. Most states actually require this, but if yours doesn’t… there’s always the internet!

2. Explain the cause of loss. Your policy only covers damage caused by a covered cause of loss. One example is in the case of water damage, where just telling your insurer that water is covering your floor from a leak isn’t enough. You have to also locate the actual source of the leak. Anything else may receive a denial outright.

3. Determine the date of when the loss occurred. Here’s where taking photo or video documentation comes in handy. Having the date is necessary because it shows whether or not your loss happened under your current policy year or the previous one. (And if you’ve switched insurance policies, you’d need to file the claim with your previous company.)

4. Your insurance company may ask you what you’ve done about your cause of loss. This becomes about your obligations under the insurance policy and can cost you your claim. If you had a leaking pipe, did you turn off your water? Did you call a plumber?

5. You’ll need to provide evidence of the problem and that it was fixed or managed in some way. This means receipts from a plumber or other contractors and/or the thing that was damaged.

6. Meet with an insurance adjuster – who may be assigned to you but ultimately works for the insurance company – for an inspection.

7. You’ll submit a list of damaged or destroyed items to your insurance company along with their value. You’ll also want to submit estimates about what has to be repaired.

8. You have to stay in regular contact with your insurance company as you wait to hear back on the results of your claim.

What happens after the claim is filed?

You may think that once you file a claim, the insurance company will take care of everything, and you’ll be back to normal in no time. Unfortunately, that’s often not the case. In fact, the process of dealing with an insurance company after filing a claim can be downright frustrating.

It can be nearly impossible to get in touch with someone from the insurance company. You may have to leave multiple voicemails, send multiple emails, and wait on hold for what feels like an eternity just to speak to someone. And when you do finally get through, you may find that the person you’re speaking with is less than helpful. They may ask for more information or documentation, which can take weeks or even months to gather. And even after you’ve provided everything they’ve asked for, they may still take a long time to make a decision on your claim.

When they do finally make a decision, it may not be in your favor. They may deny your claim outright, or they may offer you a settlement that is significantly less than what you need to cover the damage to your property. This can be incredibly frustrating and disheartening, especially when you’ve paid your insurance premiums for years.

How can a public adjuster help save you time and energy?

When filing a property damage claim, it can be overwhelming to navigate the process on your own. Hiring a public adjuster can save you both time and money in the long run.

A public adjuster is an expert in the field of property insurance claims.

They understand the ins and outs of the claims process and can help you navigate the often complex and confusing paperwork and documentation required. This can save you a significant amount of time and energy, allowing you to focus on other important aspects of your life.

A public adjuster will work on your behalf to ensure that you receive a fair and just settlement for your claim.

They will thoroughly review your policy and assess the damage to your property, working with experts such as engineers and contractors to estimate the cost of repairs. This means that you can have confidence that you are receiving the maximum payout possible for your claim.

A public adjuster will negotiate with the insurance company on your behalf.

They will advocate for you to ensure that your claim is handled in a timely and efficient manner. This can save you a lot of stress and frustration, as well as potentially increase the amount of your settlement.

A public adjuster will handle all the communication with the insurance company, so you don’t have to.

This can save you a significant amount of time and energy, as well as take the pressure off you during an already stressful time.

If you’ve recently experienced property damage and are filing a property insurance claim, it’s important to understand that insurance companies are in the business of making money. They are not necessarily on your side and may not have your best interests in mind.

Unlike insurance adjusters, who work for the insurance company, public adjusters are independent and have no vested interest in lowballing your claim. They will thoroughly review your policy and assess the damage to your property, working with experts such as engineers and contractors to estimate the cost of repairs.

When you notice that you have damage – or when you suspect that you have a property insurance claim in the making – give Your Large Loss Adjuster a call!

Here’s where Your Large Loss Adjuster makes it easy for property owners

First, our adjuster will inspect your property and review your insurance policy. The goal of the initial inspection is to decide what kind of claim you have and how we can help.

Once our adjuster determines if they can assist with the claim, they’ll then scope the property and provide our claims processing team with photographs and measurements of the damages. Our team will then file the claim on your behalf complete with full details regarding your damages.

Imagine trying to call five different companies to get estimates for all of the damage on various parts of your property. If you don’t know exactly what damage you have, you might miss out on a specific type of damage and then, without an estimate, lose out on other areas that may be covered.

Our team will keep you informed, schedule any inspections with the insurance company’s adjuster according to your schedule, and make sure that communication with your insurance company is consistent and ongoing.

Reach out to Your Large Loss Adjuster at 800-806-3044, or contact us online! Our local and experienced adjusters will come out to do a RISK-FREE inspection and policy review so that you’ll know what the best option is for your claim.

We make sure that you know everything that you’ll need to keep your family organized and safe in the time before, during, and after a storm hits!